Well, it’s been a long time since I covered an app like Lucky Money on This Online World.
Honestly, the last time I wrote about a scratch-and-win app was in our Lucktastic review, where we tore that app a new one for not really paying out users.
Today, we’re doing something similar and taking a deep dive into Lucky App, a popular reward app that has over 10 million downloads and claims to pay out real money to players.
So, if you’re wondering if Lucky Money is legit, sit back in relax.
We’re covering everything you need to know about this app in our Lucky Money review, and I hope I can save you some valuable time with what we’re about to find.
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- Drop – My favorite reward app that pays you with free gift cards for shopping or playing games.
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- Survey Junkie – An actually useful survey website where the cash out requirement is only $5.
Lucky Money Review
Name: Lucky Money
Description: Lucky Money is a free lotto rewards app that claims it lets users win free gift cards and Paypal cash for playing.
Operating System: Android
Application Category: Reward Apps
Author: Tom Blake
Overall
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Earnin Potential
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Earning Options
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Reward Options
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Fairness For Users
What Is Lucky Money?
Lucky Money is a scratch-and-win app for Android that’s free to use.
The app claims you can earn free money by completing scratch tickets, playing in the Lucky Money lottery, using the slot game, and a bunch of other earning methods.
This is a pretty similar concept to Lucktastic, and on paper, it sounds like fun.
After all, who wouldn’t want the thrill of playing the lottery or using scratch tickets without having to pay for them?
However, we’re going to get to the earning potential of all of this later on in our Lucky Money app review.
For now, I’ll quickly cover how the app actually works.
How Does Lucky Money Work?
Lucky Money is free to install, and you create an account by signing in through Facebook.
I really don’t like that there’s no email address option or anything like that, but hey, I guess they’re the app maker.
Anyway, once you connect through Facebook, you’re ready to start using Lucky Money to try and earn some rewards.
Lucky Money lets you earn tokens or cash.
Tokens are redeemable for free Amazon gift cards, whereas Lucky Money cash is redeemable for PayPal cash.
However, the options for earning tokens and cash are quite extensive…
Here are the main ways to earn tokens or cash:
1. Scratch Tickets
As I’ve mentioned, scratch tickets are the name of the game with Lucky Money.
When you open the app, your homepage has a stack of 50 scratch tickets. These tickets reset every 24 hours to keep you coming back.
Each one takes a few swiped to get through, and scratch tickets can award tokens, cash, other other goodies like raffle tickets that tie into some of the other earning options I’m going to cover.
Here’s the catch: an advertisement pops up every couple of scratch tickets.
Some of them are skippable, but many of them are 30 second video ads you can’t skip.
So…I’m sure you’re already seeing where this is going…scratch tickets that don’t really pay anything…lots of ads…yeah.
But hey, I’ll give this app its due diligence and walk through the other earning methods.
2. Spin To Win
Lucky Spin is a wheel you can spin to earn extra mallet rewards or tokens.
Mallet rewards are basically chances to crack open a Lucky Egg, which can pay you more tokens, cash, or raffle tickets.
The fact I had to spend valuable life energy testing all of this stuff and writing about it shows you just how exciting my life is these days, but hey, I guess that’s why they invented wine.
ANYWAY, you have to pay 4,000 tokens to use Lucky Spin.
Alternatively, you can watch a video ad to get a free spin (of course!).
I used the wheel a few times and mostly earned tokens, so it’s just another part of the app where you can try and get lucky.
3. Slots
The Lucky Slots work similarly to the spin game because you can pay 4,000 tokens for every spin or subject yourself to a 30 second video ad.
It’s a simple slot game: get 3 of the same symbols in a row and win a prize.
Prizes usually are tokens or cash, and there’s a tantalizing jackpot number at the top of the slot game that shows you someone who won a massive jackpot.
I doubt this is real, or worthwhile, like anything in this app, but that’s up to your judgement.
4. Raffle Tickets
Another way to try and make money with Lucky Money is to join a variety of raffles.
You get free raffle tickets each day, and you can also win raffle tickets from the other games pretty easily.
In terms of the rewards, here are some of the ongoing raffles:
- Hourly Raffle – Earn $1 if you win.
- A+ Raffle – Get a $100 Amazon gift card.
- Daily Raffle – Earn $50 if you win.
- Monthly Raffle – Earn $1,000 if you win.
You get raffle tickets for specific raffles from the other games you play, and you just have to enter your tickets in the raffle section to enter a giveaway.
5. The Lotto
Alright, here’s where the humor really starts.
Lucky Money has a lottery game where you get to pick 6 numbers each day to play in the lottery.
Now, the app claims you can win different prizes based on how many numbers you get right.
Here’s the reward breakdown:
- 1 Match – Earn 50,000 tokens.
- 2 Matches – Earn 250,000 tokens.
- 3 Matches – Earn 500,000 tokens.
- 4 Matches- Earn $5.
- 5 Matches – Earn $50.
- 6 Matches- Earn $100,000.
Now, I don’t think this $100,000 prize pool has a chance of being legit, but even so, the odds here are so small of course like any lottery.
Also, you have to watch a video ad before entering the lottery, so don’t forget that fun part.
6. Missions & Streaks
Lucky Money wants to incentivize players to stick around.
To do this, they created missions and daily streak rewards that encourage consistent play.
Missions can include things like playing a certain number of scratch cards, spin games, or slots. If you beat a mission, you get to claim a small reward.
Similarly, if you play every day, you can earn up to 16,000 free tokens for reaching 7 days in a row.
These are fairly small earner, and as we’re going to get into, your prospects of cashing out aren’t looking too good.
7. Lucky Money Codes
One final way to earn tokens or cash is to find Lucky Money codes on social media.
Codes get posted on Facebook almost every day, and you can enter these codes to earn bonus tokens. The faster you are, the more you earn:
Note: you might come across tips online relating to Lucky Money hacks, but there isn’t a way to trick this app into paying more.
Most Lucky Money hacks state you can get free codes endlessly and boost your account earnings, but these hacks don’t work so don’t waste your time!
Lucky Money Reward Options
As mentioned, you earn ‘cash” or tokens for playing Lucky Money.
Currently, here are the reward options:
- $3 Amazon Gift Card – 3,000,000 tokens.
- $5 Amazon Gift Card – 5,000,000 tokens.
- $10 Amazon Gift Card – 10,000,000 tokens.
- $10 PayPal Cash – 10,000,000 tokens.
- $100 PayPal Cash – $100 in Lucky Money cash.
I played around with Lucky Money pretty lazily and reached $6.50 in cash and 167,000 tokens.
However, a common complaint with this app (like Lucktastic) is that it progressively becomes harder to reach a cash out threshold.
Take a look at this Lucky Money review on Reddit:
You can find plenty of other testimonials online or in app store comments that tell the same story.
This is the main problem with these sorts of apps…it actually takes a surprising amount of time to redeem anything, so it’s largely a waste of time.
Is Lucky Money Legit?
I don’t think Lucky Money is legit because it takes an unrealistically long amount of time to redeem rewards.
Additionally, I don’t fully believe the app even pays out most users…just take a look at their Facebook page and you’ll see loads of comments like this:
This is a scam.
There’s no other way to describe it.
There’s very little payment proof out there, tons of negative comments like this, and ultimately, Lucky Money will get you close to cashing out but make it incredibly hard to ever get there.
Pros & Cons
If you’re still considering using this app to make money for some reason, please consider the various pros and cons of Lucky Money.
Pros:
- If you want to satisfy your scratch-and-win itch without spending money, this app has a bit of use.
That’s honestly it. If you’re trying to squash a scratch ticket habit, Lucky Money might be worth trying.
Cons:
- Unrealistic advertising.
- Becomes impossible to redeem rewards for many users.
- Android-only.
- You have to watch a lot of ads and most of them aren’t skippable.
That’s the brutal truth in my eyes, but you’re free to make your own decision of course!
Extra Reading – The Bes Android Apps That Pay Real Cash.
Lucky Money Alternatives
There’s a variety of other free scratch-and-win ticket apps out there that are all very similar to Lucky Money.
My advice is to avoid these apps, not to look for more of the same thing.
If you want flexible ways to boost your income, I suggest considering side hustles like:
- Delivering food for DoorDash or Uber Eats.
- Using apps like TaskRabbit to find local gigs in your city.
- Trying micro task sites that pay you small amounts of money for completing short online tasks (probably the closest thing to Lucky Money but this is legit).
- Using different beermoney websites and apps to earn small amounts of cash and free gift cards.
If you don’t want to put in any effort, you can also try various passive income apps to make money from your smartphone.
How Does Lucky Money Make Money?
I thought it would be interesting for users to understand what the real point of this app is since it doesn’t benefit consumers.
If you visit their website, you’ll see there’s a section that’s for advertisers looking to show sponsored videos and ads on the Lucky Money app.
There’s a surprising number of ad options, and this is the entire point of the app.
Lucky Money is an advertising platform disguised as a game. There’s no other way to put it.
Other Lucky Money App Reviews
Just so you know I’m not making stuff up, I wanted to highlight another review that really highlights the problem with this company.
Currently, Lucky Money has a 1.8 star review on the Better Business Bureau.
There’s also other customer complaints and this isn’t a BBB accredited business.
Please, keep all of these factors in mind before downloading the app.
Final Thoughts
I don’t normally write app reviews for apps I want absolutely nothing to do with.
However, given how many people search for reviews about Lucky Money, I want to try and guide people to better alternatives.
There’s so many ways to make money online…you can sell your skills, start an online business, get into blogging, or try thousands of other ideas.
Even though a lot of these money-making methods take more time and skill, the effort is absolutely worth it in the long run.
If you have different opinions, definitely let me know down in the comments.
I’ll catch you guys in the next one!
Looking for more lucrative job opportunities? Checkout:
Tom is a full-time blogger and freelance writer with a passion for side hustling, passive income, and the gig economy. His work has appeared on dozens of personal finance websites like Money Crashers, The College Investor, Investor Junkie, and more. This Online World is all about providing people with honest ways to make and save more money by using technology. To learn more about Tom, read his About Page!
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