In a competitive market, companies are all competing for our time, attention, and customer loyalty. This means that many of them offer lucative sign up bonuses to new users just for creating an account.
So, if you want to make some quick money, you’re in luck.
There are plenty of instant sign up bonus apps out there that you can turn to. And, many of the top ones don’t require any deposit, or just a small one, to get your bonus.
While signing up for these sites and apps definitely won’t make enough to replace your full time gig, they can help put some extra cash in your pocket, on your own schedule.
Let’s dive into the best instant sign up bonus no deposit apps!
The Best Sign Up Bonus Instant Withdraw Apps (No Deposit!)
There are a lot of apps with instant sign up bonuses out there that pay you with free money just for creating an account. Additionally, there are some apps that require just a tiny deposit or spending money on shopping offers to earn your bonus.
This article contains a combination of these apps. You can use ones that require no deposit if you don’t want to spend any money. But some of the highest-paying apps and bonuses might require spending a bit of money.
In any case, decide on what you’re looking for, and then dive into our list of the best instant sign up bonus apps.
1. Swagbucks
Swagbucks is a free get-paid-to website that pays you for completing online activities like paid surveys, playing games, shopping online, and downloading apps.
It’s one of the most popular rewards platforms around. And I’ve actually used Swagbucks to make money online ever since college.
As for its instant sign up bonus, Swagbucks has a $10 sign up bonus if you spend at least $25 on a qualifying shopping offer from one of its partners.
It also has a free $5 sign up bonus if you create a new account and earn at least $25 worth of points. This option is the best if you don’t want to spend any money, and you can earn this amount of money in a few days by casually using Swagbucks.
Every 100 “Swagbucks” (SB) you earn is equal to $1, and reward options include free PayPal cash and dozens of gift cards.
You can instantly redeem your SB for prizes, and the low minimum cash out requirement makes Swagbucks a popular app that pays money instantly.
2. Cash App
Cash App is a mobile money-transfer app in the United States and UK that helps people spend, save, send, and even invest their money right from their smartphone.
And, Cash App is also one of the easiest instant sign up bonus no deposit apps you can use.
Currently, Cash App has a free $5 sign up bonus if you sign up with a friend’s referral code, link your debit card, and send at least $5 within your first 14 days.
If you don’t have a friend that can send you their invite code, you can easily find one if you Google “Cash App Sign Up Bonus”.
While it seems counterintuitive to have to send $5 to learn $5, just ask a friend to buy your next coffee or essential item and then repay them using the app.
You could also ask your friend for $5 cash and then send them $5 through the app. And Cash App lets you cash out instantly once you receive your sign up bonus.
Overall, this instant sign up bonus is an awesome way to get free Cash App money, and it takes almost no effort.
3. Rakuten
Another popular instant sign up bonus app you can take advantage of is Rakuten, a popular cash back shopping extension and reward app.
With Rakuten, you can earn real cash back for shopping at over 3,000 stores. All you have to do is create an account, visit Rakuten, and then find retailers you want to shop at to earn.
As for its instant sign up bonus, Rakuten pays new members $30 when they sign up and spend at least $30 on a qualifying shopping offer.
While this isn’t technically a sign up bonus with no deposit, if you spend $30 to get $30, this is 100% cash back and is essentially a free purchase.
And Rakuten works with plenty of popular retailers, including:
- Adidas
- BestBuy
- Expedia
- GameStop
- Shein
- Target
- Walmart
The main downside of Rakuten is that it pays you quarterly with PayPal money or check. So, you have to wait a bit to actually get your sign up bonus.
But if you want to get paid to shop, it’s hard to beat Rakuten’s free $30 bonus.
4. Fundrise
Fundrise is a real estate investment platform that makes it easy for the average person to invest in large real estate holdings for as little as $10.
It’s also one of the more unique apps with instant sign up bonuses since it helps you invest for income once you sign up, so it’s not just a one-time earner.
With Fundrise, you get to invest in income-generating assets like multi family homes and commercial real estate.
From there, Fundrise pays out shareholders quarterly with income from these holdings. This lets everyday investors get in on real estate without having to own entire properties themselves.
And right now, Fundrise provides new users with $10 in bonus shares for the Fundrise Real Estate Interval Fund after you invest your first $10. You can also earn $25 in bonus shares for inviting your friends.
The main downside of this instant sign up bonus app is that you pay early withdrawal fees if you withdraw funds earlier than five years.
This is because Fundrise is a long-term, passive income investment, so it encourages members to view it that way.
You also pay a 1% annual asset management fee. But historically, Fundrise has returned around 7-8% annually.
Disclaimer: This is an edorsement in partnership with Fundrise. We earn a commission from partner links. All opinions are my own.
5. MyPoints
If you’re still looking for an instant sign up bonus and have an upcoming purchase, one platform you can use is MyPoints.
MyPoints is similar to Swagbucks and lets you make money with micro tasks like paid surveys, online shopping, and playing games for cash. And it has a nifty $10 instant sign up bonus you can enjoy.
All you have to do for this bonus is spend at least $25 on a qualifying shopping offer. You then earn a $10 Amazon gift card or prepaid Visa card, which you get to choose.
MyPoints sometimes runs a $5 bonus as well for just creating an account, which is a nice instant sign up bonus that doesn’t require a deposit.
You can cash out for various gift cards or PayPal cash, and rewards range from $10 to $25. Overall, it’s one of the more popular beermoney sites out there, and its instant sign up bonus is legitimate.
6. Acorns
If you want a helping hand with building good financial habits, Acorns is one of the top instant sign up bonus apps out there.
Acorns is a micro-investing app that automatically invests your spare change for you. You link your debit or credit account, and Acorn rounds up your purchases to the nearest dollar and invests them in a variety of Exchange-Traded-Funds (ETFs).
You can also earn bonus investments by shopping at some of your favorite brands through the app like Uber Eats, HelloFresh,and Walmart.
As for the sign up bonus, Acons pays you $10 when you set up your account and make your first $5 investment. You can also earn $5 bonuses by inviting your friends to join the app.
Overall, Acorns is designed to help people make money on autopilot through investing and to build good habits.
Just note that Acorns has three different subscription tiers, with the lowest costing $3 per month.
You can withdraw funds anytime from the app, but it’s not a free instant sign up bonus no deposit app, so keep this in mind.
7. InboxDollars
InboxDollars is a free app and website that lets you earn cash for completing surveys, playing games, watching ads, reading emails and claiming coupons. You also get cash back for shopping through its retail partners.
If you want to make money online as a beginner, it’s a popular website. And InboxDollars also has an instant sign up bonus of $5 just for creating an account.
Just note that there’s a $15 minimum cash out requirement for PayPal cash and gift card rewards. So, you need to put in a bit of effort with this online side hustle before actually cashing out the sign up bonus.
However, there’s a range of ways to make money. And you can also invite people you know to join the platform to earn extra cash.
You can also read my post on the best sites like InboxDollars or best InboxDollar hacks for more ideas to earn.
8. Robinhood
Another leading instant sign up bonus you can use if you’re interested in investing comes from Robinhood, one of the most popular commission-free investing apps.
Robinhood is a trading and investment app that’s easy to use and offers commission-free trading of stocks, ETFs, and crypto for people living in the United States.
It has a $0 account minimum, there’s no fee to open your account, and it’s popular for beginners because of its straight-forward interface and user experience.
Right now, Robinhood also gives new members a free stock that’s worth anywhere from $5 to $200 once they link a bank account.
Most of the time, you just get a fractional share worth about $5 to $10. But if you get lucky, it could be a $100 sign up bonus or even more.
You can sell your gift stock as early as three trading days after purchase in order to purchase other stocks you want to invest in. However, if you want to withdraw the money to your bank account, you have to wait 30 days after selling the bonus stock, which is a downside.
9. Toluna
Toluna is a free website and app that pays you to answer surveys and engage with its online community through things like competitions, games and product reviews.
You earn points which you can cash out as either gift cards or cash through PayPal. And Toluna is a very popular gpt site that has been paying out people for years.
Toluna also has a small 500 point bonus, which is worth about $0.15 to $0.25 depending on the reward you cash out.
This isn’t a very lucrative instant sign up bonus app. However, Toluna has plenty of ways to earn. And you can cash out once you earn $10, which should only take a day or two.
You can sign up for Toluna and get started or read my Toluna review for more information.
10. Ibotta
Another popular instant sign up bonus app you can try is Ibotta, one of the leading cash back shopping apps.
Ibotta is a free app that gives you up to 30% cashback and discounts for shopping at thousands of retailers. And this includes everyday items like clothing, groceries, and electronics.
Occasionally, Ibotta also runs a $20 sign up bonus or various welcome bonuses for new members.
Usually, earning the welcome bonus requires completing a few steps. For example, here’s how the previous instant $20 welcome bonus worked:
- Bonus #1 ($10): Earn $10 for redeeming an in-store offer.
- Bonus #2 ($5): Earn $5 for completing a mobile shopping offer.
- Bonus #3 ($5): Earn another $5 for redeeming another in-store or mobile shopping offer.
Ibotta lets you cash out for PayPal cash or various gift cards once you earn $10.
Again, this instant sign up bonus isn’t always active, so be sure to check Ibotta’s website or the app to find out if it’s running.
And remember: you can try stacking Ibotta with other popular apps, such as Fetch Rewards and Checkout 51, to see which app works best for your shopping habits.
11. MobileXpression
If you like earning passive income, then one sign up bonus instant withdrawal app you can try out is MobileXpression.
This passive income app pays you for sharing your data about how you browse the internet. It essentially runs in the background on your phone and you passively accumulate credits which can then be redeemed as e-gift cards.
For its sign up bonus, MobileXpression pays you with 15 credits after installing the app and running it in the background of your phone for one week. This is enough to withdraw a $10 Amazon gift card.
You can request the withdrawal of the $10 e-gift card as soon as you receive the 15 credits. It will likely take a couple of business days to arrive via email.
I’ve cashed out several times with MobileXpression back in my phone farming days, so I know that this app is legit and pays.
12. Branded Surveys
One final instant sign up bonus app you can try comes from Branded Surveys, one of my favorite paid survey sites.
With Branded Surveys, you can get paid for sharing your opinion when you complete short online surveys. Most surveys pay $0.25 to $1.50 or so, and it has a mobile app as well so you can earn money with your phone.
This site also has a $1 instant sign up bonus. This might not sound like much, but you only need $5 to cash out, and there’s PayPal cash and dozens of gift cards to choose from.
Surveys are the only way to earn with this platform. But I like Branded Surveys since it has a loyalty program, the Branded Elite Program, that pays you with even more bonus cash at the end of each month if you completed enough surveys.
You can try out Branded Surveys now or read my Branded Surveys review for even more information.
Tips For Using Apps With Instant Sign Up Bonuses
Now that you know some of the best sign up bonus instant withdraw apps out there, I want to share some tips to help you earn as much as possible.
I’ve been taking advantage of bonus offers and promotions for years. And here are some useful strategies I implement to make things go smoothly:
- Read Terms & Conditions: Most instant sign up bonuses have very specific terms or steps you have to follow to actually get paid. So, read terms and conditions carefully and make sure you document each step you complete in case you need to provide proof.
- Don’t Cheat The System: Some sign up bonus apps are only available in certain countries. Don’t try to cheat the system by using a VPN or other tactics since you’ll probably get banned.
- Stick With What Makes Sense: Personally, I stick with bonuses from survey sites or shopping platforms for the most part since these are websites I use. Decide which types of products and services you actually need, and don’t just chase sign up bonuses for the sake of it.
Extra Reading – The Best $25 Instant Sign Up Bonuses.
Final Thoughts
I hope this list of the best instant sign up bonus no deposit apps helps you get some free money while exploring a variety of new apps and websites.
And remember: for many of these sites and apps, the sign up bonus is just the beginning. You can continue earning cash back, discounts, coupons, and saving money the more you use them.
Just make sure you follow steps carefully so you actually get your bonus. And never sign up for a service if you don’t plan on actually using it or if it doesn’t make sense for you.
Now, go claim those offers!
Want even more money-making ideas? Checkout:
Tom is a full-time blogger and freelance writer with a passion for side hustling, passive income, and the gig economy. His work has appeared on dozens of personal finance websites like Money Crashers, The College Investor, Investor Junkie, and more. This Online World is all about providing people with honest ways to make and save more money by using technology. To learn more about Tom, read his About Page!
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